Image by Andy Li

TRADE FINANCE

Helping You Trade Internationally

Trade Finance can help bridge the funding gap between paying your suppliers and receiving customer payments. We make the payments directly to your UK or overseas suppliers on your behalf, reducing the stress on your cash flow and allowing you to focus on growing your order book.

 

HOW DOES IT WORK

Funding Your Business

We understand it’s often difficult to obtain the credit you need from your suppliers, particularly when importing from overseas. Without the credit in place to buy your goods, the alternative can create a real cash flow headache for your business, as you find the cash to pay suppliers up front and then wait for weeks or even months to receive payment for the orders placed by your customers. The Normal Process is:

  1. You place your order with your supplier.

  2. Funder pays your supplier against shipping documentation, or open a letter of credit for up to 100% of the purchase price of the goods.

  3. The goods are shipped and delivered to your customers.

  4. You repay the transaction, either: – Within 90 days from the transaction date – Or through an Invoice Finance facility, based on the value of the invoices raised to your customers for the goods.

  5. Funds available to you are recalculated after every transaction so you always know where you are.

 

WHY TRADE FINANCE

If you’re looking for a way to simplify the payment process and reduce the pressure placed on your business, our funders can help. We really get to understand your plans and ambitions to source you with a finance facility designed specifically to meet the needs of your business. This could be either a standalone trade finance facility or it can be taken in conjunction with an invoice finance facility, helping you to pay suppliers upfront and gain access to funds from unpaid customer invoices. 

  • Flexible & transparent:  we’ll keep you informed every step of the way, clearly explaining how the facility will work and what it will cost.

  • An expert team: our expert team connects you with the right partners that can handle your supplier payments for the goods, so you are able to focus on growing your business.

  • A personal service: if you need any help or advice though the process we are on hand to help.

  • Business on your terms: access to funding, as and when you need it so that you can buy more goods and increase sales.

 
Image by Jason Leung

CURRENCY EXCHANGE

Save With Our Wholesale Currency Exchange Solutions

Improve your profits by maximising the exchange rates and protecting  your business through hedging.